The Greater Bombay Coop Bank Ltd.
(Scheduled Bank)
Service
Charges w.e.f. 1st August, 2006
|
Name of the bank |
The Greater Bombay Co-Op. Bank Ltd. |
Savings Bank A/c - No frills A/c |
|
|
Minimum Balance |
Rs.10/- |
|
Charges for non maintenance thereof |
NIL |
Saving Bank Accounts with Cheque facility |
|
|
Minimum Balance |
Rs. 500/- |
|
Charges for non maintenance thereof |
Rs. 55 per quarter |
Saving Bank Accounts without Cheque facility |
|
|
Minimum Balance |
Rs. 250/- |
|
Charges for non maintenance thereof |
Rs. 55 per quarter |
|
Other savings bank account facilities |
|
|
Issue of Duplicate Statement |
Rs. 11/- per page with present balance Rs. 17/- per page for previous entries. (30 computer entries equal to one page) |
|
Issue of loose cheque leaves |
NIL |
|
Issue of duplicate pass book
|
Rs. 11/- per page with present balance Rs. 17/- per page for previous entries. (30 computer entries equal to one page)
|
|
Mode of calculation of minimum balance |
Min between 10th and last day of the of the month/quater. |
Remittance Facilities through own bank |
|
|
DD- Issue |
N.A. |
|
DD-Cancellation |
N.A. |
|
DD-Duplicate |
N.A. |
|
DD-Revalidation |
N.A. |
|
PO – Issue |
Upto Rs. 10000/-:Rs. 22/- Above Rs. 10000/- to Rs. 100000/-: Rs. 22/- + Rs. 1.10 per 1000 above Rs. 10000/- Max Rs. 110/- Above Rs. 100000/-:Rs. 110/- + 55 paise per 1000 above Rs. 1 lac Maximum Rs. 3306/- |
|
PO-cancellation |
Rs. 11/- |
|
PO-Duplicate |
Rs. 28/- |
|
PO-Revalidation |
Rs. 28/- |
|
TT – Issue |
N.A. |
|
TT – Cancellation |
N.A. |
|
TT-Duplicate |
N.A. |
|
TT-Revalidation |
N.A. |
|
EFT Charges- inward |
NIL |
|
EFT Charges- outward |
Rs. 11/- per transaction |
|
RTGS-Outward |
Same as P.O. charges |
|
RTGS-Inward |
NIL |
|
Collection of Cheques |
As per cheque collection charges shown separately. |
Remittance Facilities through other bank |
|
|
DD- Issue |
Upto Rs. 1000/- = Rs. 17/- Rs. 1001/- to Rs. 5000/- = Rs. 22/- Rs.5001/- to Rs.10,000/- = Rs.28/- Rs.10001/- to Rs.100000/- = Rs.1.65 per thousand + Rs.10/- Rs.100001/- to Rs.10.00 lakhs = Rs.1.10 per thousand + Rs.10/- (Min Rs.150+15 =Rs.165/-) Above Rs.10.00 lakhs – Rs.1.10 per thousand (Min Rs.1000 + 102 = 1102/-) |
|
DD-Cancellation |
Rs.11/- |
|
DD-Duplicate |
Rs.22/- |
|
DD-Revalidation |
Rs.11/- |
|
PO – Issue |
N.A. |
|
PO-cancellation |
N.A |
|
PO-Duplicate |
N.A. |
|
PO-Revalidation |
N.A |
|
TT – Issue |
N.A |
|
TT – Cancellation |
N.A |
|
TT-Duplicate |
N.A. |
|
TT-Revalidation |
N.A. |
|
EFT Charges- inward |
N.A. |
|
EFT Charges- outward |
N.A |
|
RTGS-Outward |
N.A |
|
RTGS-Inward |
N.A |
|
Collection of Cheques |
N.A |
Foreign Exchange Transactions |
|
|
Remittance Outward |
|
|
Remittance Inward |
Rs. 150/ per transaction TT |
|
TCs – Selling |
N.A. |
|
TCs – Encashing |
N.A. |
|
TCs - Foreign Currency |
N.A. |
Cheque Collection |
|
|
Local |
N.A. |
|
Outstation through own bank |
N.A. |
|
Outstation through another bank |
Upto Rs 500/-: Rs 6/- Rs 501-1000 : Rs 11/- Rs 1001-5000: Rs 22/- Rs 5001 – 10000 : Rs 33/- Rs 10001 – Rs 100000/- : Rs 3.50 per thousand. More than Rs 1lac: Rs 3 per thousand., maximum Rs 3000/- |
|
Bouncing of cheques- Local |
Rs 28 + actual postage. |
|
Bouncing of cheques- outstation- through own bank |
NA |
|
Bouncing of cheques- outstation- through another bank |
Rs 28/- per cheque + actual postage |
Retail Loan |
|
|
Loan Processing Charges |
Upto Rs 50000/- : Rs 110/- Rs 50001 to Rs 1 Lac: Rs Rs 276/- Rs 1lac to Rs 2 lacs: Rs 551/- Above Rs 2 Lacs: 0.28% of the limit applied for, maximum Rs 137750/- |
|
Prepayment Charges |
No Prepayment Charges. |
|
No due Certificate |
Rs 55/- |
|
Solvency Certificate |
Up to Rs 3 Lacs: Rs 551/- Rs 3 to 5 Lacs : Rs 827/- Rs 5 to 10 Lacs : Rs 1653/- Rs 10 to 25 Lacs : Rs 3306/- Rs 25 to 50 Lacs : Rs 5510/- Above Rs 50 lacs : Rs 8265/- |
|
Charges for late payment of EMI |
@ 16.50% for the no of delayed days. |
|
Charges for changing from fixed to floating rates of interest |
N.A. |
|
Charges for changing from float to fixed rates of interest |
N.A. |
Cards |
|
|
ATM |
|
|
Membership fee |
N.A. |
|
Annual Fee |
Nil |
|
Renewal Charges |
Nil |
|
Late Payment Charges |
NA |
|
Interest Charges |
N.A. |
|
Replacement charges |
Rs 110/- |
|
Transaction Charge for Partner banks |
N.A. |
|
Transaction Charge for Non-Partner banks |
N.A. |
Credit Card |
|
|
Membership fee |
N.A. |
|
Annual Fee |
N.A. |
|
Renewal Charges |
N.A. |
|
Late Payment Charges |
N.A. |
|
Interest Charges |
N.A. |
|
Replacement charges |
N.A. |
|
Cash withdrawal |
N.A. |
Debit Card |
|
|
Membership fee |
N.A. |
|
Annual Fee |
N.A. |
|
Renewal Charges |
N.A. |
|
Late Payment Charges |
N.A. |
|
Replacement charges |
N.A. |
|
Cash withdrawal |
N.A. |
MISCELLANEOUS |
|
|
Balance enquiry |
Nil |
|
Balance Certificate |
Rs 22/- per certificate for individual. Rs 33/- per certificate for others. |
|
Interest Certificate |
N.A. |
|
Account closure |
S.B A/c Rs 55/- closed within one year. Rs 22 after one year CA A/c Rs 110/- closed within one year. Rs 55/- after one year |
|
Use of Fax/Telephone/Modem |
N.A. |
|
Photo attestation |
N.A. |
|
Signature attestation |
Rs. 11/- |
|
Stop Payment Charges |
SB Rs 28/-, CA Rs 55/- |
|
Inoperative account |
SB Rs 55 per half year. CA Rs 110 per half year. |