| Sr. No. |
Type of Loan |
New Rate of Interest @ (%) p.a. |
| 1 |
Gold Loan |
|
| Hallmarked |
13.00 |
| Non Hallmarked |
13.00 |
| 2 |
Loan against government security |
13.00 |
| 3 |
Against pledge of Shares & Debentures |
|
| Demat |
13.00 |
| Physical |
-- |
| 4 |
Vidya Loan |
11.00 |
| 5 |
Yatri Loan |
13.00 |
| 6 |
Vehicle Loan:- Greater Four wheeler loan New
Vehicle Loan:- Greater Four wheeler loan Old
|
13.00
14.00
|
| Greater Ride Vehicle Loan (two wheeler loan) |
14.00 |
| Loan for purchase of new autorikshaws through our apporved delars. |
14.00 |
| 7 |
Dhanvantari Loan (for medical practitioners) |
14.50 |
| 8 |
Loan against Rent Receivable |
14.00 |
| 9 |
Greater Convenience Loan |
|
|
Loans with Salary Deduction u/s 49 of MCS Act,1960 and / or with salary credit by way of ECS –
Under Group Tie up (with min. business exposure of Rs. 200.00 lakhs) for specific category of companies – confirmed employees of reputed PSUs, Limited Companies, Central / State Govt. Employees, Multi National Companies (MNCs), Large Corporates, Professionals etc. as approved by Corporate office.
|
14.50 |
|
Loans with Salary Deduction u/s. 49 of MCS Act, 1960 and / or with Salary Credit by way of ECS –
Under Group Tie up (with min. business exposure of Rs. 100.00 lakhs) for Medium Corporates as approved by Corporate Office.
|
15.00 |
|
|
Loans with Salary deduction U/s. 49 of MCS Act 1960 and / or with salary credit by way of ECS –
For Small Companies that do not fall in the above two categories.
|
15.50 |
| |
All other cases in which salary credit by way of ECS is not available but ECS credit of Loan instalment is available,Employees of Pvt. Ltd.Companies, Business Category etc.
|
16.00 |
| 10 |
Consumer Durable |
16.00 |
| 11 |
Grihalakshmi Housing Loans |
|
| 1) Up-to Rs.5.00 lakhs |
10.50 |
| 2) Above Rs.5.00 lakhs upto Rs.10.00 lakhs |
10.75 |
| 3) Above Rs.10.00 lakhs to Rs.30.00 lakhs |
11.00 |
| 4) Above Rs.30.00 lakhs to Rs.50.00 lakhs |
11.50 |
| |
In case of tie up arrangement with a reputed builder for a minimum business of Rs.100.00 lakhs, subject to prior approval by Corporate Office |
|
| 1) Up-to Rs.5.00 lakhs |
9.50 |
| 2) Above Rs.5.00 lakhs upto Rs.10.00 lakhs |
9.75 |
| 3) Above Rs.10.00 lakhs to Rs.30.00 lakhs |
10.00 |
| 4) Above Rs.30.00 lakhs to Rs.50.00 lakhs |
10.50 |
| 12 |
Home Repair / Renovation Loan |
13.00 |
| 13 |
All Commercial Loans upto Rs.5.00 lakhs |
15.50 |
| 14 |
Flexi Overdraft Scheme |
PLR + 1.50 i.e. 14.50 |
| 15 |
Mortgage Loan |
PLR + 1.50 i.e. 14.50 |