| Savings Bank A/c - No frills A/c |
Charges |
| Minimum Balance |
Rs.10/- |
| Charges for non maintenance thereof |
NIL |
|
Greater Sadhan Saving Deposit Scheme-
With Cheque facility
|
|
| Minimum Balance |
Rs.1000/- |
|
Greater Sweekar Saving Deposit Scheme
without Cheque facility
|
|
| Minimum Balance |
Rs.500/- |
| Penalty |
|
| Charges for failure to maintain minimum balance(Other than SSS A/c & Greater Premium SB A/C) |
Rs.111/- per quarter |
| Greater Premium Saving Deposit Scheme. failure to maintain average quarterly balance Rs.5000/- |
Rs.250/- per quarter |
| Other Savings Bank A/c facilities |
|
| Issue of Duplicate Statement |
Rs.34/- per page with present balance
Rs.56/- per page for previous entries.
(30 computer entries equal to one page)
|
| Issue of loose cheque leaves |
NIL |
| Issue of duplicate pass book |
Rs.34/- per page with present balance
Rs.56/- per page for previous entries.
(30 computer entries equal to one page)
|
| Mode of calculation of minimum balance |
Daily basis (Except Greater Premium Saving Deposit) |
| Current Bank A/c |
|
| Daily Minimum Balance |
Rs. 2,500/- |
| Charges for non maintenance thereof minimum charges |
Rs.111/- per month |
| Half yearly service charges to operative CA |
Rs.111/- |
| Remittance Facilities through own bank |
|
| PO – Issue |
Upto Rs.10000/-: Rs.44/-
Rs.10001/- to Rs.100000/-: Rs. 44/- + Rs.2.20/- per 1000 above 10000
Max 220
Rs.100001/- & above Rs.220/- + Rs.1.12/- per 1000/- above 1 lac Maximum 6618
|
| P.O. Sr. Citizen |
50% of the above P.O. charges |
| P.O. Students Exams fee payment to college/university |
Free |
| PO-cancellation |
Rs.22/- |
| PO-Duplicate |
Rs.28/- |
| PO-Revalidation |
Rs.28/- |
| EFT/ECS Charges- inward |
NIL |
| EFT/ECS Charges- outward |
NIL |
| Inward Return of Clearing Cheques/ECS |
SB A/C:- Rs.4 per 1000 (minimum Rs.200/-)
Other Accounts:-Rs.4 per 1000 (minimum Rs.300/-)
|
| RTGS-Outward |
Rs.1,00,000 to Rs. 5,00,000 = Rs.25/- Rs.5,00,000 & above Rs.50/- |
| NEFT - Outward |
up to 1,00,000 Rs.5/-
Rs.1,00,001/- & above Rs. 25/-
|
| RTGS/NEFT -Inward |
NIL |
| Remittance Facilities through other bank |
|
| DD- Issue (HDFC / ICICI / Other Bank DD) |
Upto Rs.1000/- = Rs.34/-
Rs.1001/- to Rs.5000/- = Rs.45/-
Rs.5001/- to Rs.10,000/- = Rs.55/-
Rs.10001/- to Rs.100000/- = Rs.3.30 per thousand + Rs.20/-
Rs.100001/- to Rs.10.00 lakhs = Rs.330/- +Rs. 2.20/- per thousand above lakh + Rs.20/- (Max Rs.2200/-)
Above 10.00 lakhs = Rs.2200 + Rs.2.20 per thousand above Rs.10 lakhs + Rs.20/- |
| Speed Clearing charges |
Below 1lac Nil 1 Lac & Above Rs.150- Per instrument |
| DD-Cancellation |
Rs.11/- |
| DD-Duplicate |
Rs.22.50/- |
| DD-Revalidation |
Rs.11/- |
| Foreign Exchange Transactions |
|
| Remittance Outward |
As decided by AD time to time |
| Remittance Inward |
As decided by AD time to time |
| Cheque Collection |
|
| Local |
N.A. |
| Outstation through own bank |
N.A. |
| Outstation through another bank |
Upto – Rs.10,000 : Rs.50/- per instrument
Rs.10,001 – Rs.100000 : Rs.100/- per instrument.
More than Rs.1,00,001 & above Rs.150/- per instrument. |
| Bouncing of cheques- Local (other than Loan A/c, Installment/interest) |
Up to Rs.9999-Handling Charges Rs 50+ Actual postage.
Rs. 1 lacs & above -Handling charges Rs.100/- + actual postage
|
| Bouncing of cheques- outstation- through own bank |
NA |
| Bouncing of cheques- outstation- through another bank |
Rs.17 + actual postage |
| Loans |
|
|
Loan Processing Charges
a) Commercial Loans
b) Greater four wheeler loan Scheme
c) Retail & Housing Loan
|
1% of applied loan amount.+ Service Tax
1% of applied loan amount.+ Service Tax
Upto Rs. 2.00 Lakh-Rs.1000/-(Tax inclusive )
Rs.2 Lakh to Rs.5 Lakh-Rs.2000/-(Tax inclusive)
Above Rs.5 Lakh 0.50% of the applied loan amount+ Service Tax
|
| Renewal of existing CC & OD A/cs |
0.5% of applied loan amount.+ Service Tax |
| Prepayment Term Loans Charges |
2% on principal outstanding on full or part prepayment. |
| Cheque/ECS return ( installment/interest of Grihalaxmi HL ) |
Rs.250/-+ Service Tax |
| Cheque /ECS return for other Term loan A/cs (outward) |
Upto Rs.99999/-Handling charges Rs.50+actual postage.
Rs.1 lacs & above -Handling charges Rs100+ actual postage.
|
| No due Certificate |
Rs.56/- per occasion |
| Solvency Certificate |
Up to Rs.3 Lacs : Rs.500/-+ Services Tax
Rs.3 to Rs.5 Lacs : Rs.750/-+ Services Tax
Rs.5 to Rs.10 Lacs : Rs.1500/-+ Service Tax
Rs.10 to Rs.25 Lacs : Rs.3000/-+ Service Tax
Rs.25 toRs. 50 Lacs : Rs.5000/-+ Service Tax
Above 50 lacs to 100 Lacs:Rs.7500/-+ST
Above Rs.100 laces: 10000/-+Service Tax
|
| Charges for late payment of EMI (Grihalaxmi HL) |
Loan amount up to 5 Lakh : 250 p.m. + ST
Loan amount up to 5 Lakh to 10 lakh : 500 p.m. + ST
Loan amount up to 10 Lakh to 30 lakh : 750 p.m. + ST
Loan amount up to 30 Lakh to 50lakh : 1000 p.m. + ST |
| Property Documents retrieval charges |
Rs.200 + Service Tax |
| Swapping PDCs |
Rs.250 + Service Tax |
| Duplicate Statement Charges (Loans) |
Rs.100 + Service Tax |
|
ATM SERVICES
|
|
|
Replacement charges of ATM Card
|
Rs.112/- |
| Use of Greater Banks ATM'S |
Nil |
| Use of BANC'S ATM'S across the countary |
|
| a.Cash Withdrawals (Saving Bank A/C) |
|
| -Upto 5 Withdrawals per month |
Nil |
| -Above 5 Withdrawals per month |
Rs.20/- per withdrawal |
| b.Other Accounts (CC/OD/Current Deposit A/C) |
Rs.20/- per withdrawal |
| Balance Enquiry – (BANCS Network) |
Nil |
| MISCELLANEOUS |
|
| Balance enquiry |
Nil |
| Balance Certificate Charges |
Rs.22.50/- per certificate for individual.Rs. 34/- per certificate for other |
| Account closure charges |
S.B A/c Rs.111/- closed within one year. Rs.56/- after one year
CA A/c Rs.111/- closed within one year. 56 after one year |
| Signature attestation charges, per document |
Rs.12/- |
| Stop Payment Charges |
SB Rs.28/-, CA Rs.56/- |
| Inoperative charges |
SB Rs.56/- per half year.
CA Rs.111- per half year. |